PAY IN 4 WITH CLEARPAY
WHO IS CLEARPAY?
Clearpay offers simple and affordable instalment plans for online shoppers the payment service lends you a fixed amount of credit to allow you to purchases instantly and then pay for them in 4 instalments, made every 2 weeks, without any interest (late fees apply).
Unfortunately for now, only customers from the uk can use clearpay as a payment option during checkout
HOW DOES IT WORK?
Add products to your cart and select “Clearpay” when you check out
Enter a few personal details and you’ll know instantly if you’re approved
Clearpay will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Clearpay app.
Clearpay will split the cost into 4 instalments, taken automatically every 2 weeks. You’ll pay the first instalment at the time of purchase.
HOW DOES CLEARPAY PAYMENT SCHEDULE WORK?
Clearpay will split the total value of your order into 4 instalments payable every fortnight. The exact amounts and dates will be displayed for you to agree to before you confirm your purchase.
If you would like to make additional unscheduled payments before they are due, you may log into your Clearpay account to make your payments early. Clearpay will then adjust the amount owed accordingly.
You can log in to your Clearpay account anytime to view your payment schedule or make a payment before the next due date.
AM I ELIGIBLE FOR CLEARPAY?
- Be at least 18 years old
- Have a valid and verifiable email address and phone number
- Use a UK bank payment card - Visa or Mastercard Debit or Credit Card
- Be capable of entering into a legally binding contract
- Have a verifiable and valid ID
- Be living in the UK (England / Wales / Scotland & Northern Ireland) No UK territories or British Forces Post Offices addresses are allowed, No Isle of Mann or Isle or Jersey or Isle of Guernsey addresses are allowed.
WHAT HAPPENS IF I CANCEL OR RETURN MY ORDER?
Items purchased with Clearpay follow our standard return process.
Please note, refunds for Clearpay purchases will be refunded from Merchant Site to Clearpay. We cannot provide an exchange or cash refund.
When the refund is processed, any upcoming payments you have to Clearpay will be cancelled and any payments you have already made will be refunded back to the card you paid with. Please note that until the merchant has confirmed receipt of any return goods, you will be liable to continue to make your payments to Clearpay.
You can view the details by logging in to your Clearpay account.
WHAT HAPPENS IF I CAN'T PAY FOR MY ORDER?
If you cannot make a payment, please contact Clearpay here.
As soon as you miss a payment, Clearpay will immediately stop you from making any further purchases with Clearpay.
Clearpay will give you until 11pm on the following day to make your repayment and then you will incur a late fee if you are still not able to make the payment by then. This will be an initial £6 and a further fee of £6 if the missed payment is not made within 7 days. If your order is less than £24, the total late fee will be £6. If your order is £24 or over, total late fees will not exceed 25% of the total order or £36, whichever is less.
Clearpay debt may be passed to a debt collection agency and this may affect your ability to use Clearpay in future. We encourage you to use Clearpay responsibly. Please see Clearpay Terms of Service for further details.
IS MY PAYMENT INFORMATION SAFE?
At Clearpay, we’re committed to protecting and respecting your privacy. We’re part of the Afterpay Touch Group, which is level 1 certified by the Payment Card Industry Data Security Standard (PCI DSS).